Read the full storyBevaya’s AI agents reduced our claims indexing from 5 days to under an hour. The accuracy was better than our most experienced staff on day one.
AI Agent · UNDERWRITING
Meet your AI Agent for Submission Intake.
Bevaya reads every broker submission the moment it arrives — ACORD forms, supplementals, SOVs, loss runs — clears it, screens it against your appetite, and lands a quote-ready file in your underwriter's workbench. Powered by InsurGPT™.
Triage ready in 0 min across 0 documents
Trusted by leading P&C carriers, brokers, and TPAs
The intake bottleneck
The facts are in the file.
Finding them takes days.
Every new submission is revenue waiting in a queue.
Submissions arrive in every shape and channel.
ACORD forms, broker emails, portal uploads, mailroom scans, SOVs, loss runs — every format, every channel. Your team rekeys the same fields every day.
Underwriters spend 40% of their time on manual review.
Reading 40-page packages, checking clearance, verifying appetite, chasing brokers for missing info — the work that pushes quote turnaround from hours into days.
Slow quotes lose business. Inconsistent intake leaks premium.
Every extra day on a quote drops your bind rate. Every missed appetite flag puts the wrong risk in your book. The cost compounds across every renewal.
How your AI Workforce works
Reads every channel. Checks every fact. Routes every submission.
Submissions Intake doesn't process one document at a time. It reads the whole package, validates against your guidelines, and delivers a quote-ready file to the right underwriter.
NUMBER
Production reality
Built and proven at scale
99% straight-through processing and 246% ROI in just 6 months.
Fortune 500 Carrier Property & Casualty
We evaluated six AI vendors. Bevaya was the only one that understood our underwriting workflows from day one — no six-month education period.
Chief Underwriting Officer Specialty Carrier · $2B+ GDP
The confidence scoring changed everything. Our reviewers know exactly which items need attention and which can go straight through. We trust it.
Director of Operations Workers’ Compensation Insurer · 74 NSP
Cut COI turnaround from 24 hours to minutes and saved millions.
Top-5 Broker National
THE ENGINE INSIDE
Most AI extracts fields. InsurGPT™ understands the submission.
Precision across document types
Specialized models per document — not one general model trying to read everything. Each artifact type gets the model that was trained to read it.
ACORD Form Extraction | 99%+
ACORD 125, 126, 130 and dozens of variants — including handwritten broker edits and faxed scans. Field-level accuracy benchmarked at 99%+ on commercial forms.
SOV Structuring | Multi-tab
Reads Schedule of Values across multi-tab Excel files, mixed location formats, and PDF schedules. Produces a clean, structured location list ready for rating.
Loss Run Parsing | Any format
Extracts reserves, total incurred, recoveries, and claim counts from any carrier format — 91%+ accuracy on the complex financial fields underwriters care about.
Built-in underwriting judgment
Clearance, appetite, missing info, risk summary — the work between extraction and quote. The Agent handles the reasoning steps that traditionally land on an underwriter's desk before the file is workable.
Clearance Matching | Cross-system
Matches each submission against prior submissions, bound policies, and broker-of-record records — flagging duplicates and conflicts before an underwriter sees the file.
Appetite Screening | Reasoned
Runs each submission against your appetite rules — class codes, geography, premium bands, exclusions — with reasoning attached to every hit and miss.
Missing Info Detection | Self-resolving
Spots the gaps — missing FEIN, no loss runs for prior years, incomplete SOV — and sends a targeted follow-up to the broker per your guidelines. No silent stalls.
Grounded, never invented
Every extracted value traceable to its source. Confidence scoring on every field. Hallucinated submission data has no path to production.
X-Ray Mode | Traceable
Click any field in the workbench and jump straight to the exact page, paragraph, and coordinates where it was sourced — no manual searching through 40-page submission packets.
Field-Level Confidence | Calibrated
Every extracted value ships with a calibrated confidence score. Set the bar where you want it: above auto-processes, below routes to a human reviewer.
InsurGPT™ vs. GPT-4 | 93 vs 67
InsurGPT™ scores 93% on insurance tasks vs. 67% for GPT-4.1 — because it's trained on 300M+ real insurance documents, not generic web data.
What It Does
Submissions Intake AI Agent
How it works
An AI layer that sits on top of your existing stack.
Bevaya orchestrates the tools your team already uses. Your stack stays in place. The intelligence layer over it.
(Outlook)
Bevaya
Intelligence + orchestration layer for insurance workflows
Industries
Claims
Alerts
Alerts
MORE AI AGENTS FOR UNDERWRITING
Build the full underwriting AI program.
Underwriting Automation Overview
End-to-end automation across the underwriting lifecycle — from submission intake through quote, bind, and renewal.
UnderwritingSubmission Intake
Monitors broker inboxes, classifies submissions, extracts data from ACORDs and supplementals, and populates underwriting systems automatically.
UnderwritingLoss Run Processing
Extracts and normalizes loss data across carriers, identifies trends, and produces structured loss histories ready for underwriting review.
UnderwritingSchedules & SOV Extraction
Reads Statement of Values spreadsheets and property schedules in any format, normalizes the data, and delivers clean structured exposure data.
UnderwritingACORD Form Extraction
Extracts data from all ACORD forms, validates fields against carrier rules, and pushes clean structured data into underwriting systems.
UnderwritingPolicy Renewal Handling
Pulls expiring policy data, refreshes exposures and loss runs, and assembles a complete renewal package for the underwriter.
UnderwritingPolicy to Policy Comparison
Compares expiring and renewal policy terms, flags coverage and limit changes, and surfaces material differences for underwriter review.
UnderwritingClaims Automation Overview
End-to-end automation across the claims lifecycle — from FNOL through investigation, settlement, and payment.
ClaimsFNOL / FROI Setup
Captures first notice of loss and first report of injury details from email, phone, or portal, structures the data, creates the claim file, and assigns it to the right adjuster.
ClaimsClaim to Policy Comparison
Compares loss details against policy terms to surface coverage, exclusions, and obligations before the adjuster makes a call.
ClaimsClaim Indexing
Classifies, indexes, and routes claims documents to the right adjuster or team. Handles hundreds of document categories with up to 99% STP.
ClaimsLegal Demands Identification & Extraction
Reads demand letters and legal correspondence, extracts allegations, damages, and deadlines, and routes them with full context to the claims team.
ClaimsMedical Bill Identification & Extraction
Reads medical bills and provider records, extracts CPT/ICD codes, charges, and dates of service, and links them to the claim for adjuster review.
ClaimsInvoice Payment Processing
Processes vendor and provider invoices against claim files, validates against authorized services, and routes for payment approval automatically.
ClaimsClaim File Summarization
Reads complex claim files and produces role-specific summaries. Key details, timelines, and action items surfaced for the adjuster.
ClaimsPolicy Servicing Automation Overview
End-to-end automation across policy servicing — from endorsements and certificates through billing inquiries and audits.
Policy ServicingEndorsement Processing
Reads endorsement requests, validates against the policy, drafts the change, and routes it for approval and issuance.
Policy ServicingCOI Creation
Generates Certificates of Insurance from policy data, validates additional insured language, and delivers certificates to brokers and insureds automatically.
Policy ServicingPremium Audit Processing
Classifies audit documents, extracts payroll and classification data, populates systems, and requests missing information from policyholders.
Policy ServicingCustom AI Agents
Don't see the AI Agent you need?
Bevaya's platform extends to fit your operation. We can build a custom AI Agent for your specific underwriting workflow — trained on Bevaya's insurance-native AI and integrated with your systems.
Resources & insights
From the field and from the lab

Research
Page stream segmentation with LLMs
How Bevaya Labs approaches a foundational problem in insurance document AI.

Case Study
Workers' comp carrier processes claims 100x faster
How indexing automation delivered 432% ROI in 12 months.

Architecture
Inside the Bevaya platform architecture
How specialized models, HITL controls, and integrations come together in production.
FAQ
Frequently asked questions
The Bevaya Submissions Intake AI Agent processes the entire submission package as one underwriting unit — ACORD forms, supplementals, SOVs, and loss runs read together, with their relationships intact. InsurGPT™, the engine inside the Agent, is trained on 300M+ real insurance documents and scores 93% on insurance tasks compared to 67% for general-purpose AI. OCR returns text; the Bevaya Submissions Intake AI Agent returns a structured, validated, quote-ready submission.
No. The Bevaya Submissions Intake AI Agent handles the intake work only: reading documents, extracting fields, validating data, running clearance, screening against appetite, and generating a risk summary. The decision to quote, decline, or refer remains with the underwriter — supported by structured data, appetite reasoning, and X-Ray Mode traceability on every extracted field.
The Bevaya Submissions Intake AI Agent supports every standard ACORD form (125, 126, 130 and dozens of variants), supplemental applications across every line of business, SOVs in any spreadsheet structure, loss runs in any carrier format, broker emails, mailroom scans, portal uploads, and custom carrier forms. InsurGPT™ adapts to carrier-specific document formats through the platform's continuous-learning loop.
Appetite guidelines are configured in the Bevaya Workflow Canvas — class codes, geography, premium bands, exclusions, hazards, and prior loss thresholds. The Bevaya Submissions Intake AI Agent runs each submission against those rules and surfaces hits, misses, and edge cases with reasoning attached to every decision. Out-of-appetite submissions are filtered or returned per the carrier's routing rules before an underwriter spends review time on them.
The Bevaya Submissions Intake AI Agent integrates across three categories. Inbound: Outlook, Gmail, broker portals, MGA platforms, mailroom scanners, SFTP, and any source available via API. Underwriting systems: Guidewire PolicyCenter, Duck Creek Policy, Salesforce Financial Services Cloud, Majesco, and custom UW workbenches. External data: SIC/NAICS verification, ISO, LexisNexis, and third-party rating data. No rip-and-replace of existing systems is required.
Yes. The Bevaya Submissions Intake AI Agent runs on a platform that is SOC 2 Type 2 certified and meets ISO 27001, HIPAA, CCPA, GDPR, and NYCRR 500 requirements. Every processing step is logged with immutable audit entries, every extracted field carries a confidence score, and X-Ray Mode traces every value to the exact page and coordinates in the source document. Audit-ready by default.
The Bevaya Submissions Intake AI Agent typically deploys in 6–12 weeks. The workflow ships pre-configured on the Bevaya Canvas with pre-trained InsurGPT™ models, so implementation focuses on connecting intake channels, mapping appetite and routing logic, and tuning to carrier-specific forms — not building from scratch.
No. The Bevaya Submissions Intake AI Agent handles document reading, field extraction, clearance checks, and appetite screening — work that previously consumed up to 40% of underwriter time. Underwriters continue to price risk, negotiate terms, and bind business. Customers consistently report carrying more business with the same team after deployment, not reducing headcount.
GET STARTED
Ready to design, deploy, and govern your AI workforce?
Bevaya AI Agents can help you triage, analyze, and recommend across underwriting, claims, and policy servicing. Let's connect and show you how it works.












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