Meet your AI Agent for Premium Audit Processing.

93%+ accuracy out of the box on payroll, class codes, overtime, exemptions, FEIN, and employee counts. Each field carries a confidence score so only low-confidence values route for human review. Accuracy improves with every audit because corrections feed back into InsurGPT™.

Yes — workers' compensation is the most common premium audit use case. The AI Agent reads payroll, 941s, and W-2s and reconciles them against NCCI class codes. General liability and commercial auto premium audits are also supported.

Industry misclassification rates of 5–15% leak $1,500–$5,000 per affected policy. The AI Agent reduces leakage by reconciling payroll against 941 tax filings (catches under-reporting) and validating class codes against current NCCI and NAICS data (catches misclassification). Customers see 2–3% uplift in earned premium per audit.

Human-in-the-Loop (HITL) review means only the specific data points that fall below your confidence threshold get flagged for human review — never the entire audit. The auditor sees the flagged value, the source document, and the source location highlighted via X-Ray Mode. Average review time per flagged item is under two minutes.

Yes — autonomy is configurable. The AI Agent can auto-process clean audits end-to-end, or route for human approval when conditions you set are met (premium change exceeds a threshold, class code changes, documents are missing). Most carriers start with higher oversight and scale autonomy as confidence builds.

No. The AI Agent removes document handling and cross-checking from the workflow so auditors spend time on judgment work — exception review, exposure analysis, dispute resolution, and conversations with policyholders that drive collection. Carriers consistently report auditors are happier doing the work they trained for.

Pre-built connectors for PremiumWare, Visual Software, and Verisk PAAS. Policy admin integrations with Guidewire, Duck Creek, Insurity, Majesco, and Nexus. Billing system integration via REST or SOAP API. Document sources include Microsoft 365 and Google Workspace inboxes, SFTP, carrier portals, and fax-to-email.

Customers typically reach ROI in 6–12 months. A Fortune 500 carrier achieved 113% ROI in year one with an 8-month deployment. Common drivers: 80% reduction in audit prep time, 2–3% uplift in earned premium per audit, elimination of audit-season overtime, and the ability to handle 50% more volume without adding headcount.

10–12 weeks from kickoff to production. Bevaya's implementation team handles document training, system integration, and HITL workflow configuration. No internal data science team required.

Yes. Bevaya is SOC 2 Type II certified. Payroll, FEIN, W-2, and tax data are encrypted in transit and at rest. Customers retain ownership of their data; nothing is used to train models for other customers. Audit trails are reproducible for state DOI reviews.