Read the full storyBevaya’s AI agents reduced our claims indexing from 5 days to under an hour. The accuracy was better than our most experienced staff on day one.
AI Agent · Policy Servicing
Meet your AI Agent for Endorsement Processing.
Bevaya reads incoming policy change requests, identifies the line of business, applies the endorsement to the system of record, and routes ambiguous items for review — so your team stops re-keying and starts owning the broker relationship.
Policy PAP-2024-44217 — please add new vehicle
Hi team,
Please add a 2024 Ford F-150 XLT, VIN 1FTFW1E84RFA12847, effective 05/15/2026, to the auto policy for Sarah Marquez.
Garaging at 1842 Linden Ave, Apt 3, Hartford CT 06105. Full coverage, same limits as the existing vehicle.
Thanks — Mike
Trusted by leading P&C carriers, brokers, and TPAs
The Endorsement Queue
Win your brokers
in the endorsement queue.
Mid-term changes are the daily, high-volume work
that decides where brokers place next year's business.
Faster turnaround and cleaner data win them.
Email is the intake channel
Mid-term changes arrive as freeform broker emails. Your team translates each sentence into fields in a policy admin system. The re-keying is the bottleneck.
E&O hides in the typos
Endorsement errors don't surface during servicing — they surface at the claim. By the time the discrepancy is found, the carrier owns it.
The work is hard to staff
High-volume, low-complexity, and licensed. Skilled account managers do data entry. Turnover is high. Training takes months. Brokers shop you on turnaround, not premium.
With Bevaya in the loop
Here's how the endorsement queue works
with Bevaya doing the heavy lifting.
Same intake. Same systems. Same reviewers.
What changes is who does the reading — and how fast it gets back to the broker.
AS
Please add a 2024 Ford F-150 XLT, VIN 1FTFW1E84RFA12847, effective 05/15/2026, to the auto policy for Sarah Marquez.
Garaging at 1842 Linden Ave, Apt 3, Hartford CT 06105. Full coverage, same limits as the existing vehicle.
Thanks — Mike
Production reality
Same-day turnaround. Fewer re-keys. Cleaner audit.
99% straight-through processing and 246% ROI in just 6 months.
Fortune 500 Carrier Property & Casualty
We evaluated six AI vendors. Bevaya was the only one that understood our underwriting workflows from day one — no six-month education period.
Chief Underwriting Officer Specialty Carrier · $2B+ GDP
The confidence scoring changed everything. Our reviewers know exactly which items need attention and which can go straight through. We trust it.
Director of Operations Workers’ Compensation Insurer · 74 NSP
Cut COI turnaround from 24 hours to minutes and saved millions.
Top-5 Broker National
THE ENGINE INSIDE
Most AI summarizes one document.
InsurGPT™ understands the whole file.
Claims File Summarization is powered by InsurGPT™, Bevaya's mosaic of specialized models trained on 300M+ real insurance documents. Specialized models read each document type — medical bills, demands, ACORDs, policy forms.
Line-of-business aware
InsurGPT™ doesn't treat every policy the same. It knows the difference between a driver endorsement on a PAP, a mortgagee endorsement on an HO, and a named-insured endorsement on a CGL — and pulls the right fields for each line of business.
Endorsement Recognition | LOB-Aware
Identifies endorsement types by line of business — driver adds on Personal Auto, mortgagee clauses on Homeowners, additional insureds on CGL — and routes each to the correct extraction schema.
Schema Per Line | Targeted
Pulls the exact fields each LOB requires — VIN and driver date of birth on PAP, loan number and mortgagee address on HO, certificate holder and waiver of subrogation on CGL — without forcing a generic template across them.
ACORD-Native Parsing | Form-Fluent
Reads ACORD forms, FROI/SROI, dec pages, and carrier-specific layouts in their native structure — no upstream mapping required to translate one carrier's PDF into another's field names.
Explainable by design
Every field InsurGPT™ extracts comes with X-Ray Mode source highlighting and a confidence score. Reviewers don't trust the AI blindly — they see exactly why it said what it said before they approve it.
X-Ray Mode | Traceable
Click any extracted value and jump straight to the exact page, paragraph, and bounding box in the source document where it was pulled — no guesswork about provenance.
Confidence Scores | Calibrated
Every field ships with a calibrated confidence score so reviewers know which extractions are safe to auto-process and which deserve a second set of eyes.
Decision Audit Trail | Logged
Each extraction, override, and approval is captured with timestamp, user, and source citation — ready for QA reviews, regulator requests, and internal compliance audits.
Continuously improving
Every correction your reviewers make feeds back into the model under governed learning. Three months in, the Review Queue is shorter than it was at launch — because the model has learned your edge cases.
Reviewer Feedback Loop | Self-Tuning
Every override, correction, and approval reviewers make becomes a training signal — the fields they fix most often are the ones the model gets sharper on next.
Governed Learning | Controlled
Model updates ship on a governed cadence with carrier-level isolation and full version history — no silent drift, no cross-tenant contamination, every change auditable.
Shrinking Review Queue | Measurable
Track straight-through processing rate and Review Queue volume over time — by month three, customers consistently see fewer fields routed for human review than they did at launch.
Powered by InsurGPT™
The model behind every Bevaya agent
Document formats handled
Fields understood across the policy lifecycle
Purpose-built for insurance. From submission to claim close, InsurGPT™ reads the documents your teams already work from — ACORDs, SOVs, declarations, endorsements, loss runs, adjuster notes — and turns them into structured, traceable data.
extraction accuracy across the P&C document set
What It Does
Endorsement Processing AI Agent
How it works
An AI layer that sits on top of your existing stack.
Bevaya orchestrates the tools your team already uses. Your stack stays in place. The intelligence layer over it.
(Outlook)
Bevaya
Intelligence + orchestration layer for insurance workflows
Industries
Claims
Alerts
Alerts
More AI Agents for Policy Servicing
Your AI workforce, across the policy lifecycle
Underwriting Automation Overview
End-to-end automation across the underwriting lifecycle — from submission intake through quote, bind, and renewal.
UnderwritingSubmission Intake
Monitors broker inboxes, classifies submissions, extracts data from ACORDs and supplementals, and populates underwriting systems automatically.
UnderwritingLoss Run Processing
Extracts and normalizes loss data across carriers, identifies trends, and produces structured loss histories ready for underwriting review.
UnderwritingSchedules & SOV Extraction
Reads Statement of Values spreadsheets and property schedules in any format, normalizes the data, and delivers clean structured exposure data.
UnderwritingACORD Form Extraction
Extracts data from all ACORD forms, validates fields against carrier rules, and pushes clean structured data into underwriting systems.
UnderwritingPolicy Renewal Handling
Pulls expiring policy data, refreshes exposures and loss runs, and assembles a complete renewal package for the underwriter.
UnderwritingPolicy to Policy Comparison
Compares expiring and renewal policy terms, flags coverage and limit changes, and surfaces material differences for underwriter review.
UnderwritingClaims Automation Overview
End-to-end automation across the claims lifecycle — from FNOL through investigation, settlement, and payment.
ClaimsFNOL / FROI Setup
Captures first notice of loss and first report of injury details from email, phone, or portal, structures the data, creates the claim file, and assigns it to the right adjuster.
ClaimsClaim to Policy Comparison
Compares loss details against policy terms to surface coverage, exclusions, and obligations before the adjuster makes a call.
ClaimsClaim Indexing
Classifies, indexes, and routes claims documents to the right adjuster or team. Handles hundreds of document categories with up to 99% STP.
ClaimsLegal Demands Identification & Extraction
Reads demand letters and legal correspondence, extracts allegations, damages, and deadlines, and routes them with full context to the claims team.
ClaimsMedical Bill Identification & Extraction
Reads medical bills and provider records, extracts CPT/ICD codes, charges, and dates of service, and links them to the claim for adjuster review.
ClaimsInvoice Payment Processing
Processes vendor and provider invoices against claim files, validates against authorized services, and routes for payment approval automatically.
ClaimsClaim File Summarization
Reads complex claim files and produces role-specific summaries. Key details, timelines, and action items surfaced for the adjuster.
ClaimsPolicy Servicing Automation Overview
End-to-end automation across policy servicing — from endorsements and certificates through billing inquiries and audits.
Policy ServicingEndorsement Processing
Reads endorsement requests, validates against the policy, drafts the change, and routes it for approval and issuance.
Policy ServicingCOI Creation
Generates Certificates of Insurance from policy data, validates additional insured language, and delivers certificates to brokers and insureds automatically.
Policy ServicingPremium Audit Processing
Classifies audit documents, extracts payroll and classification data, populates systems, and requests missing information from policyholders.
Policy ServicingCustom AI Agents
Don't see the AI Agent you need?
Bevaya's platform extends to fit your operation. We can build a custom AI Agent for your specific underwriting workflow — trained on Bevaya's insurance-native AI and integrated with your systems.
Resources & insights
From the field and from the lab

Research
Page stream segmentation with LLMs
How Bevaya Labs approaches a foundational problem in insurance document AI.

Case Study
Workers' comp carrier processes claims 100x faster
How indexing automation delivered 432% ROI in 12 months.

Architecture
Inside the Bevaya platform architecture
How specialized models, HITL controls, and integrations come together in production.
FAQ
Frequently asked questions
An AI Agent for endorsement processing is software that reads incoming policy change requests, extracts the relevant data, and applies the change to the policy administration system without manual re-keying. Bevaya's AI Agent monitors email inboxes and portals, classifies the request by line of business and endorsement type, extracts the structured data, and writes the update back to systems like Guidewire PolicyCenter or Duck Creek Policy. High-confidence requests apply automatically; ambiguous items route to a reviewer.
Bevaya processes the full range of mid-term policy change requests across both personal and commercial lines. This includes driver add / delete / replace, vehicle add / delete with VIN decode, mortgagee changes, address changes, scheduled property updates, coverage limit changes, named insured updates, additional insureds, waivers of subrogation, and workers' compensation class code updates. The AI Agent handles requests that arrive as freeform broker emails, attachments, PDFs, or portal submissions.
AI endorsement processing reads unstructured emails using machine learning, scales without proportional headcount, and produces a complete audit chain — three things RPA and BPO providers struggle with. RPA follows rigid rules that break when broker email formats change. BPO providers can be effective for stable workflows, but mid-term endorsement requests vary widely across lines of business and broker formats. Bevaya's model is trained on 300M+ insurance documents and handles the variability natively; turnover, training cycles, and quality drift become non-issues.
Yes. An endorsement is a mid-term change to an active policy (driver swap, vehicle add, mortgagee update). A renewal is a new policy term issued at expiration. Bevaya classifies each incoming request and routes it to the right workflow — endorsements to the Endorsement Processing AI Agent, renewals to the Policy Renewal AI Agent. Misrouting between the two is a common source of E&O exposure, which is why the classification logic is built specifically to prevent it.
AI endorsement processing reduces E&O exposure by eliminating manual re-keying errors, producing a discoverable audit chain, and flagging risk items before they bind. The structured extraction removes the typos and transcription mistakes that come with re-keying. Every endorsement carries a full audit chain — original email, extracted fields, confidence scores, reviewer actions, system writes — that is discoverable in defense. And business rules catch the requests that need underwriting or compliance review before they apply, instead of after.
Yes. Bevaya has production integrations with Guidewire PolicyCenter, Duck Creek Policy, Insurity, Origami Risk, Sapiens, Majesco, and custom policy admin systems via API. The integration writes directly to the system of record — no copy-paste, no swivel-chair workflow. IT scopes the integration once; from there, the AI Agent handles daily volume.
A typical Endorsement Processing AI Agent deployment goes live in 8–12 weeks. The first two weeks cover scoping and access. The next four-to-six weeks cover configuration and integration. The final two-to-four weeks cover user acceptance testing and ramp. Bevaya's customer team is fully managed, meaning your team does not run the model, train it, or maintain the integration.












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