Read the full storyBevaya’s AI agents reduced our claims indexing from 5 days to under an hour. The accuracy was better than our most experienced staff on day one.
AI Agent · Underwriting
Meet your AI Agent for ACORD Form Extraction.
Every commercial submission starts with an ACORD form — and every quote stalls there. Bevaya reads every form and variant, extracts every field with 99%+ accuracy, and lands the data clean in your underwriting workbench.
0 fields extracted across 0 ACORD forms
Trusted by leading P&C carriers, brokers, and TPAs
The submission bottleneck
Every quote can stall at the ACORD form.
Bad data costs more downstream.
A wrong NAICS, a missed sub-location, a misread loss field — and the quote is mispriced, the broker is re-asked, the bind ratio drops.
The forms aren't actually standard.
State variants. Year revisions. Broker-customized layouts. Handwritten edits. Faxed scans. Generic extraction tools miss the exceptions — and exceptions are where errors live.
10–15 minutes per submission, lost to keying.
Underwriters open the form, hunt the right fields, and key them into the policy admin system. Hundreds of times a week.
How your AI Workforce works
From broker inbox to underwriting workbench.
Production performance, not pilot numbers.
Built and proven at scale
99% straight-through processing and 246% ROI in just 6 months.
Fortune 500 Carrier Property & Casualty
We evaluated six AI vendors. Bevaya was the only one that understood our underwriting workflows from day one — no six-month education period.
Chief Underwriting Officer Specialty Carrier · $2B+ GDP
The confidence scoring changed everything. Our reviewers know exactly which items need attention and which can go straight through. We trust it.
Director of Operations Workers’ Compensation Insurer · 74 NSP
Cut COI turnaround from 24 hours to minutes and saved millions.
Top-5 Broker National
Most AI sees a PDF.
InsurGPT™ sees an ACORD form.
Trained on 300M+ insurance documents — not the open web. That's why the field-level accuracy lands at 99%+ instead of the 67% generic GPT benchmarks deliver on insurance docs.
Trained on every ACORD variant | Coverage
Every state edition, every revision year, every broker customization.
Reconciles across the package | Reconciliation
Catches mismatches between the 125, the loss runs, and the SOV before they reach the underwriter.
Built for messy reality | Real-world
Faxes. Photos. Handwritten margin notes. Forms pasted into email bodies. Not the demo version — the real one.
Traceable to the source | Cited
Every value carries a confidence score and a source link back to the page where it was found. A second model double-checks the first.
What It Does
ACORD Form Extraction AI Agent
Every ACORD form, every variant, every edge case — including the supplements, SOVs, and loss runs brokers send alongside.
How it works
An AI layer that sits on top of your existing stack.
Bevaya orchestrates the tools your team already uses. Your stack stays in place. The intelligence layer over it.
(Outlook)
Bevaya
Intelligence + orchestration layer for insurance workflows
Industries
Claims
Alerts
Alerts
MORE AI AGENTS FOR UNDERWRITING
Build the full underwriting AI program.
Underwriting Automation Overview
End-to-end automation across the underwriting lifecycle — from submission intake through quote, bind, and renewal.
UnderwritingSubmission Intake
Monitors broker inboxes, classifies submissions, extracts data from ACORDs and supplementals, and populates underwriting systems automatically.
UnderwritingLoss Run Processing
Extracts and normalizes loss data across carriers, identifies trends, and produces structured loss histories ready for underwriting review.
UnderwritingSchedules & SOV Extraction
Reads Statement of Values spreadsheets and property schedules in any format, normalizes the data, and delivers clean structured exposure data.
UnderwritingACORD Form Extraction
Extracts data from all ACORD forms, validates fields against carrier rules, and pushes clean structured data into underwriting systems.
UnderwritingPolicy Renewal Handling
Pulls expiring policy data, refreshes exposures and loss runs, and assembles a complete renewal package for the underwriter.
UnderwritingPolicy to Policy Comparison
Compares expiring and renewal policy terms, flags coverage and limit changes, and surfaces material differences for underwriter review.
UnderwritingClaims Automation Overview
End-to-end automation across the claims lifecycle — from FNOL through investigation, settlement, and payment.
ClaimsFNOL / FROI Setup
Captures first notice of loss and first report of injury details from email, phone, or portal, structures the data, creates the claim file, and assigns it to the right adjuster.
ClaimsClaim to Policy Comparison
Compares loss details against policy terms to surface coverage, exclusions, and obligations before the adjuster makes a call.
ClaimsClaim Indexing
Classifies, indexes, and routes claims documents to the right adjuster or team. Handles hundreds of document categories with up to 99% STP.
ClaimsLegal Demands Identification & Extraction
Reads demand letters and legal correspondence, extracts allegations, damages, and deadlines, and routes them with full context to the claims team.
ClaimsMedical Bill Identification & Extraction
Reads medical bills and provider records, extracts CPT/ICD codes, charges, and dates of service, and links them to the claim for adjuster review.
ClaimsInvoice Payment Processing
Processes vendor and provider invoices against claim files, validates against authorized services, and routes for payment approval automatically.
ClaimsClaim File Summarization
Reads complex claim files and produces role-specific summaries. Key details, timelines, and action items surfaced for the adjuster.
ClaimsPolicy Servicing Automation Overview
End-to-end automation across policy servicing — from endorsements and certificates through billing inquiries and audits.
Policy ServicingEndorsement Processing
Reads endorsement requests, validates against the policy, drafts the change, and routes it for approval and issuance.
Policy ServicingCOI Creation
Generates Certificates of Insurance from policy data, validates additional insured language, and delivers certificates to brokers and insureds automatically.
Policy ServicingPremium Audit Processing
Classifies audit documents, extracts payroll and classification data, populates systems, and requests missing information from policyholders.
Policy ServicingCustom AI Agents
Don't see the AI Agent you need?
Bevaya's platform extends to fit your operation. We can build a custom AI Agent for your specific underwriting workflow — trained on Bevaya's insurance-native AI and integrated with your systems.
Resources & insights
From the field and from the lab

Research
Page stream segmentation with LLMs
How Bevaya Labs approaches a foundational problem in insurance document AI.

Case Study
Workers' comp carrier processes claims 100x faster
How indexing automation delivered 432% ROI in 12 months.

Architecture
Inside the Bevaya platform architecture
How specialized models, HITL controls, and integrations come together in production.
FAQ
Frequently asked questions.
Bevaya extracts data from every commercial ACORD form, including ACORD 125 (Commercial Application), 126 (General Liability), 130 (Workers Compensation), and 140 (Property Section), plus all state-specific variants, year editions, and supplemental applications. The model is also trained on broker-customized layouts and handwritten edits.
Bevaya's ACORD Form Extraction achieves 99%+ field-level accuracy in production. Every extracted value carries a 0–100 confidence score and an X-Ray Mode source link back to the original form. Generic GPT-class models benchmark around 67% on insurance documents; InsurGPT™ benchmarks at 93%+ in head-to-head testing on the same documents.
Yes. Bevaya's GutenOCR engine handles low-quality scans, faxed pages, and photographed forms. InsurGPT™ recognizes handwritten edits, margin notes, crossed-out values, and broker-modified templates — the messy real-world submission package, not just the clean demo version.
Bevaya connects to all major policy admin and underwriting systems, including Guidewire PolicyCenter, Duck Creek Policy, Salesforce Financial Services Cloud, and Majesco. Inbound channels include Outlook, Gmail, broker portals, MGA platforms, mailroom scanners, SFTP, and any custom source via API. External data sources include SIC/NAICS verification, ISO, and LexisNexis. No rip-and-replace required.
Yes. Every step in every run is logged — actor, action, resource, timestamp — with immutable entries. Every extracted field carries a confidence score and X-Ray Mode showing exactly where the value came from in the source form.
Submissions Intake is the workflow AI Agent that monitors channels, classifies broker emails, and orchestrates the full submission package end to end. ACORD Form Extraction is the field-level specialist for the ACORD forms themselves. Most carriers deploy both: Submissions Intake orchestrates the package; ACORD Form Extraction handles the forms inside it.
Deployment typically takes 8–12 weeks from kickoff. ACORD Form Extraction ships as a pre-configured workflow on the Bevaya Canvas, powered by InsurGPT™ models already trained on the full ACORD form family. Implementation focuses on connecting your intake channels, mapping to your workbench, and tuning to broker-specific variants — not building from scratch. Bevaya manages deployment end to end.
No. Bevaya replaces the keying, not the underwriting. The AI Agent reads, extracts, and validates the data; your underwriters evaluate risk, price, negotiate, and bind. Customers consistently report that AI handles the intake volume so the same team carries more submissions to bind — not fewer underwriters.
GET STARTED
Ready to design, deploy, and goven your AI workforce?
Bevaya AI Agents can help you triage, analyze, and recommend across underwriting, claims, and policy servicing.
Let's connect and show you how it works.












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