Read the full storyBevaya’s AI agents reduced our claims indexing from 5 days to under an hour. The accuracy was better than our most experienced staff on day one.
AI Agent · Claims
Meet your AI Agent for Claim to Policy Comparison
Every new loss raises the same question: is it covered? Your Bevaya AI Agent can read the FNOL, pull the policy in force at the date of loss, and map the facts against your limits, conditions, endorsements, and exclusions — then set up the claim, ready on your adjuster's desk. In minutes, not days.
Covered — Special Form CP 10 30 applies
Trusted by leading P&C carriers, brokers, and TPAs
The operating reality
Your coverage call shapes every dollar that leaves your book.
It sets the reserves. It triggers the ROR. It drives the denial. Without AI, your team is making this call with a process that hasn't changed in twenty years — and doesn't match the stakes.
Your senior coverage time goes to lookup, not judgment
Your senior people spend hours per claim hunting for the right clause. The call takes minutes. The lookup takes hours.
Your coverage answers aren't consistent across your team
Two analysts, same claim, same policy — different conclusions. Endorsements missed. Exclusions misapplied. Money leaks one way; bad-faith exposure builds the other.
Your SLA breaks when volume spikes
A 5-day coverage review becomes 3 weeks in CAT season. The statute clock doesn't pause for your queue.
How your AI Workforce works
From inbox to system of record
Bevaya AI Agents read the work as it arrives, compare it against your guidelines,
recommend the next step, and act, all inside the systems your team already uses.
NUMBER
What changes
Faster coverage decisions. Lower leakage. Ready-to-handle files.
The CFO math
Even a 1–3% reduction in coverage-driven leakage represents millions in recovered value across a commercial book. Bad-faith penalty exposure — typically 30–50% above standard claim value — compounds the case.
Live in production in weeks, not quarters — claims is the fastest Bevaya use case to deploy.
99% straight-through processing and 246% ROI in just 6 months.
Fortune 500 Carrier Property & Casualty
We evaluated six AI vendors. Bevaya was the only one that understood our underwriting workflows from day one — no six-month education period.
Chief Underwriting Officer Specialty Carrier · $2B+ GDP
The confidence scoring changed everything. Our reviewers know exactly which items need attention and which can go straight through. We trust it.
Director of Operations Workers’ Compensation Insurer · 74 NSP
Cut COI turnaround from 24 hours to minutes and saved millions.
Top-5 Broker National
THE ENGINE INSIDE
InsurGPT™ understands policies, not just documents.
Trained on 300M+ insurance documents — ISO-based and proprietary, across CGL, BAP, WC, Property, Cyber, and Umbrella. The reason the coverage finding sits behind a specific clause, a specific endorsement, and a specific policy version — not a paraphrase.
Knows the difference
Between a sublimit and an aggregate. A peril and an exclusion. A Schedule A and a manuscript amendment. The kind of insurance distinctions a generic LLM gets wrong half the time, and a coverage attorney would notice in two seconds.
Sublimit vs. Aggregate | Distinguished
Reads the limit stack as a hierarchy — sublimits, per-occurrence caps, and annual aggregates — and applies the right ceiling to the right loss instead of grabbing whichever number appears first.
Peril vs. Exclusion | Resolved
Parses named perils, all-risk language, and exclusion endorsements together so the AI knows what's covered, what's carved out, and what an endorsement restores back in.
Schedule vs. Manuscript | Reconciled
Recognizes when a manuscript amendment supersedes a Schedule A, when both apply, and when neither controls — the distinction that decides whether a claim is covered at all.
Confidence-scored at the field level
Every coverage decision, every applicable exclusion, every cited clause carries its own score. Low-confidence items route to your specialist with the analysis already prepared.
Per-Field Confidence | Calibrated
Every extracted fact — limit, deductible, named insured, effective date — ships with its own calibrated confidence number, not one blunt score for the whole document.
Specialist Auto-Routing | Routed
Low-confidence items don't stall the file. They route to the right specialist with the analysis already prepared and the source paragraph queued up for review.
Operator-Tuned Thresholds | Tuned
Set the bar where your operation needs it: above auto-processes, below routes to human review. Adjust by line of business, claim size, or coverage type.
Cites every finding to the source
X-Ray Mode highlights exactly where in your policy the AI found the language behind each finding — so your reviewer verifies the source in seconds, not minutes.
X-Ray Mode | Traceable
Click any fact in the coverage finding and jump to the exact page, paragraph, and coordinates where the AI sourced it — no manual searching through 80-page policy PDFs.
Citation by Coordinates | Cited
Every extracted value carries its origin — page number, line, and X/Y position on the document — so verification takes seconds, not minutes.
Audit Trail by Default | Defensible
Every coverage finding produces a defensible record: the clause, the policy version, the endorsement stack, and the confidence score behind the decision.
What It Does
Claims File Summarization AI Agent
How it works
An AI layer that sits on top of your existing stack.
Bevaya orchestrates the tools your team already uses. Your stack stays in place. The intelligence layer over it.
(Outlook)
Bevaya
Intelligence + orchestration layer for insurance workflows
Industries
Claims
Alerts
Alerts
MORE AI AGENTS FOR CLAIMS
Your AI Workforce, across the claims lifecycle
Underwriting Automation Overview
End-to-end automation across the underwriting lifecycle — from submission intake through quote, bind, and renewal.
UnderwritingSubmission Intake
Monitors broker inboxes, classifies submissions, extracts data from ACORDs and supplementals, and populates underwriting systems automatically.
UnderwritingLoss Run Processing
Extracts and normalizes loss data across carriers, identifies trends, and produces structured loss histories ready for underwriting review.
UnderwritingSchedules & SOV Extraction
Reads Statement of Values spreadsheets and property schedules in any format, normalizes the data, and delivers clean structured exposure data.
UnderwritingACORD Form Extraction
Extracts data from all ACORD forms, validates fields against carrier rules, and pushes clean structured data into underwriting systems.
UnderwritingPolicy Renewal Handling
Pulls expiring policy data, refreshes exposures and loss runs, and assembles a complete renewal package for the underwriter.
UnderwritingPolicy to Policy Comparison
Compares expiring and renewal policy terms, flags coverage and limit changes, and surfaces material differences for underwriter review.
UnderwritingClaims Automation Overview
End-to-end automation across the claims lifecycle — from FNOL through investigation, settlement, and payment.
ClaimsFNOL / FROI Setup
Captures first notice of loss and first report of injury details from email, phone, or portal, structures the data, creates the claim file, and assigns it to the right adjuster.
ClaimsClaim to Policy Comparison
Compares loss details against policy terms to surface coverage, exclusions, and obligations before the adjuster makes a call.
ClaimsClaim Indexing
Classifies, indexes, and routes claims documents to the right adjuster or team. Handles hundreds of document categories with up to 99% STP.
ClaimsLegal Demands Identification & Extraction
Reads demand letters and legal correspondence, extracts allegations, damages, and deadlines, and routes them with full context to the claims team.
ClaimsMedical Bill Identification & Extraction
Reads medical bills and provider records, extracts CPT/ICD codes, charges, and dates of service, and links them to the claim for adjuster review.
ClaimsInvoice Payment Processing
Processes vendor and provider invoices against claim files, validates against authorized services, and routes for payment approval automatically.
ClaimsClaim File Summarization
Reads complex claim files and produces role-specific summaries. Key details, timelines, and action items surfaced for the adjuster.
ClaimsPolicy Servicing Automation Overview
End-to-end automation across policy servicing — from endorsements and certificates through billing inquiries and audits.
Policy ServicingEndorsement Processing
Reads endorsement requests, validates against the policy, drafts the change, and routes it for approval and issuance.
Policy ServicingCOI Creation
Generates Certificates of Insurance from policy data, validates additional insured language, and delivers certificates to brokers and insureds automatically.
Policy ServicingPremium Audit Processing
Classifies audit documents, extracts payroll and classification data, populates systems, and requests missing information from policyholders.
Policy ServicingCustom AI Agents
Don't see the AI Agent you need?
Bevaya's platform extends to fit your operation. We can build a custom AI Agent for your specific underwriting workflow — trained on Bevaya's insurance-native AI and integrated with your systems.
Resources & insights
From the field and from the lab

Research
Page stream segmentation with LLMs
How Bevaya Labs approaches a foundational problem in insurance document AI.

Case Study
Workers' comp carrier processes claims 100x faster
How indexing automation delivered 432% ROI in 12 months.

Architecture
Inside the Bevaya platform architecture
How specialized models, HITL controls, and integrations come together in production.
FAQ
Frequently asked questions
Document summarizers summarize one document at a time. Claims File Summarization reads across the entire claim file — medical records, bills, demands, correspondence, every source — and triangulates facts between them. The output is a synthesized view of the whole claim, not a summary of one piece of paper.
Yes. The Agent generates role-specific summaries from the same underlying file. An adjuster sees action items and key facts. A supervisor sees reserves, risk indicators, and exposure. An attorney sees deadlines, demands, and legal exposure. Same triangulated analysis, different lens for each role.
Works across all P&C claim types — workers' compensation, auto, general liability, professional liability, and more. The Agent is most differentiated on complex, multi-document files where manual review takes days.
Most claim files are summarized in seconds. Complex files with thousands of pages take minutes. Summaries refresh automatically as new documents arrive.
Yes. Summaries can be delivered directly into Guidewire ClaimCenter, Salesforce Industries, Duck Creek, and other major claims systems. Or accessed via email, Slack, or Microsoft Teams.
Every fact is grounded to its source page using X-Ray Mode. Confidence scoring on every extracted field. Your team can review and refine through patented HITL controls, with full audit trails.
Production-ready in weeks, not months. Pre-trained on insurance documents, ready for your file types from day one. Bevaya manages the deployment end-to-end.
Bevaya is SOC 2 Type II certified, with deployment options that meet HIPAA-compatible requirements. All data processing follows your organization's compliance requirements. Visit the Bevaya Trust Center for full security and compliance documentation.
Yes. The Agent can generate summaries for any open claim file in your system on demand, including files that were opened years ago.












.png?width=300&name=progressive-fleet%20-%20black%20(1).png)
