Read the full storyBevaya’s AI agents reduced our claims indexing from 5 days to under an hour. The accuracy was better than our most experienced staff on day one.
Overview: Policy Servicing Automation
Meet your AI Workforce for Policy Servicing.
AI Agents that triage, analyze, and recommend across every servicing request — alongside your operations team, from broker request through fulfillment.
platform.bevaya.aiTrusted by leading P&C carriers, brokers, and TPAs
The operating reality
Servicing volume is up. Operations capacity isn't.
That's where COIs go late, endorsement errors leak premium, and brokers call competitors for faster service.
COI requests don't wait for business hours.
Brokers and policyholders expect same-day turnaround. Your team works 9-to-5. Every hour a COI sits is another reason for a frustrated customer to call.
Endorsement errors leak premium.
A premium-bearing change processed wrong becomes a billing problem and a UW exposure. Manual rekeying creates errors at exactly the wrong moment.
Premium audits stack up.
Audit cycles compress around quarter-end deadlines. Audit teams burn time chasing payroll data and tax returns — not analyzing risk or recovering premium.
GET STARTED
See what Bevaya can
do for your operations
Let's walk through your specific workflows, show you exactly where AI Agents fit,
and give you a clear picture of what results could look like at your organization.
Endorsements
Policy changes from brokers and policyholders.
END-2026-04412
APPLIEDStoltz Trucking
Add vehicle · 2024 Volvo VNL
+$1,840 premium · routed to UW
Processed in 14 seconds
AI AGENTS
Certificates
COI requests, around the clock.
COI-2026-08217
ISSUEDStoltz Trucking
GL · Auto · $5M umbrella
Holder: Continental Foods
Generated in 23 seconds
AI AGENTS
Audits
Premium audit, end-to-end.
AUDIT-2026-01129
COMPLETE$4.2M
Payroll verified
End-to-end in 18 minutes
AI AGENTS
Production reality
Built and proven at scale
99% straight-through processing and 246% ROI in just 6 months.
Fortune 500 Carrier Property & Casualty
We evaluated six AI vendors. Bevaya was the only one that understood our underwriting workflows from day one — no six-month education period.
Chief Underwriting Officer Specialty Carrier · $2B+ GDP
The confidence scoring changed everything. Our reviewers know exactly which items need attention and which can go straight through. We trust it.
Director of Operations Workers’ Compensation Insurer · 74 NSP
Cut COI turnaround from 24 hours to minutes and saved millions.
Top-5 Broker National
More AI Agents for Policy Servicing
Your AI Workforce, across the policy lifecycle
Underwriting Automation Overview
End-to-end automation across the underwriting lifecycle — from submission intake through quote, bind, and renewal.
UnderwritingSubmission Intake
Monitors broker inboxes, classifies submissions, extracts data from ACORDs and supplementals, and populates underwriting systems automatically.
UnderwritingLoss Run Processing
Extracts and normalizes loss data across carriers, identifies trends, and produces structured loss histories ready for underwriting review.
UnderwritingSchedules & SOV Extraction
Reads Statement of Values spreadsheets and property schedules in any format, normalizes the data, and delivers clean structured exposure data.
UnderwritingACORD Form Extraction
Extracts data from all ACORD forms, validates fields against carrier rules, and pushes clean structured data into underwriting systems.
UnderwritingPolicy Renewal Handling
Pulls expiring policy data, refreshes exposures and loss runs, and assembles a complete renewal package for the underwriter.
UnderwritingPolicy to Policy Comparison
Compares expiring and renewal policy terms, flags coverage and limit changes, and surfaces material differences for underwriter review.
UnderwritingClaims Automation Overview
End-to-end automation across the claims lifecycle — from FNOL through investigation, settlement, and payment.
ClaimsFNOL / FROI Setup
Captures first notice of loss and first report of injury details from email, phone, or portal, structures the data, creates the claim file, and assigns it to the right adjuster.
ClaimsClaim to Policy Comparison
Compares loss details against policy terms to surface coverage, exclusions, and obligations before the adjuster makes a call.
ClaimsClaim Indexing
Classifies, indexes, and routes claims documents to the right adjuster or team. Handles hundreds of document categories with up to 99% STP.
ClaimsLegal Demands Identification & Extraction
Reads demand letters and legal correspondence, extracts allegations, damages, and deadlines, and routes them with full context to the claims team.
ClaimsMedical Bill Identification & Extraction
Reads medical bills and provider records, extracts CPT/ICD codes, charges, and dates of service, and links them to the claim for adjuster review.
ClaimsInvoice Payment Processing
Processes vendor and provider invoices against claim files, validates against authorized services, and routes for payment approval automatically.
ClaimsClaim File Summarization
Reads complex claim files and produces role-specific summaries. Key details, timelines, and action items surfaced for the adjuster.
ClaimsPolicy Servicing Automation Overview
End-to-end automation across policy servicing — from endorsements and certificates through billing inquiries and audits.
Policy ServicingEndorsement Processing
Reads endorsement requests, validates against the policy, drafts the change, and routes it for approval and issuance.
Policy ServicingCOI Creation
Generates Certificates of Insurance from policy data, validates additional insured language, and delivers certificates to brokers and insureds automatically.
Policy ServicingPremium Audit Processing
Classifies audit documents, extracts payroll and classification data, populates systems, and requests missing information from policyholders.
Policy ServicingCustom AI Agents
Don't see the AI Agent you need?
Bevaya's platform extends to fit your operation. We can build a custom AI Agent for your specific underwriting workflow — trained on Bevaya's insurance-native AI and integrated with your systems.
FAQ
Frequently asked questions.
Policy servicing automation uses AI Agents that understand insurance work to handle the high-volume, broker- and policyholder-facing tasks that happen after a policy is bound — certificate of insurance creation, endorsement processing, and premium audit. The goal is to give your operations team back the time spent on repeatable requests so they can focus on exceptions, escalations, and customer relationships.
AI monitors incoming COI requests 24/7. Bevaya's COI Creation AI Agent reads the underlying contract, extracts the right coverages, limits, and clauses, generates the certificate, and delivers it directly into agency management systems like Applied Epic, AMS360, Zywave, and HUB International — so a request that used to take a clerk 15 minutes finishes in under a minute, any time of day.
Bevaya's AI Agents cover the highest-volume work in policy servicing: certificate of insurance (COI) creation, endorsement processing, and premium audit processing. Each AI Agent maps to a specific category of post-bind operations, and custom AI Agents can be built for servicing workflows specific to your operation.
Bevaya's AI Agents reach 98%+ accuracy on insurance-specific tasks because they're trained on more than 300 million real insurance documents. COI extraction reaches 97%+ accuracy across complex contract language. Every AI Agent runs with confidence scoring per field, so low-confidence work routes to your team for review — and accuracy improves from reviewer feedback over time.
Carriers and brokers running Bevaya for policy servicing report 80% reduction in COI processing effort with $2M+ in annual BPO savings, 87% straight-through on endorsements at 500,000+ requests handled, and 113% ROI on premium audit with 25% workload reduction. Outcomes vary by AI Agent, workflow, and starting point.
Bevaya's Endorsement Processing AI Agent treats premium-bearing changes differently from administrative changes. The AI extracts the change, calculates the premium impact, and routes premium-bearing endorsements to underwriters for approval based on thresholds you define. Routine non-premium changes — address updates, additional insureds, certificate holders — can auto-bind with full audit trails. You set the rules; the AI Agent applies them consistently.
A BPO sends the work to people in a different time zone, with quality and SLAs that depend on the vendor, and costs that grow with your volume. AI Agents handle the same work inside your own systems, 24/7, with consistent accuracy and flat economics as volume scales. A BPO transfers the problem and the headcount. AI Agents solve it inside the systems your team already uses.
Yes. Bevaya's COI Creation AI Agent integrates directly with Applied Epic, AMS360, Zywave, and HUB International — issued certificates flow into the system your team already uses. Bevaya also connects to policy admin systems including Guidewire, Duck Creek, and InsuranceNow, and to any custom system through APIs.
Trust & Security
Trust by design
Built for an industry where data security isn't optional.
Your data stays yours.
Never shared with other customers or vendors. Bevaya doesn't train shared models on your data.
Visit the Trust CenterYour data · only your team sees it
Encrypted end-to-end.
256-bit AES encryption, in transit and at rest. Independent third-party audits conducted annually.
Visit the Trust CenterAudited annually · independent third party
Runs in Azure.
Enterprise-grade infrastructure, hosted where insurance organizations already trust their data.
Visit the Trust CenterDeploy where your stack already lives
Every decision audited.
Immutable audit logs. Confidence scoring. Human-in-the-Loop review on low-confidence items.
Visit the Trust CenterImmutable trail · every decision, every reviewer
GET STARTED
Ready to design, deploy, and govern your AI workforce?
Bevaya AI Agents can help you triage, analyze, and recommend across underwriting, claims, and policy servicing.
Let's connect and show you how it works.












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