Meet your AI Agent for COI Creation.

Policy-aware extraction

InsurGPT™ doesn't just fill ACORD fields. It reads the policy first — coverages, limits, endorsements in force — so what it writes on the certificate matches what the policy actually provides.

Live Policy Verification | Validated

Cross-checks each request against the active policy — coverages, limits, effective dates, and endorsements in force — and reconciles inconsistencies before the certificate generates.

Limit Reconciliation | Matched

Compares the holder's requested limits against the limits actually carried on the policy, line by line. What gets written on the certificate is what the policy supports — not what the request asked for.

Effective-Date Awareness | Current

Reads the policy term and any mid-term changes before issuance, so certificates reflect the coverage in force on the date of issue — not the coverage that was in force last quarter.

Endorsement equivalence

Holders ask for endorsements in different ways: CG 20 10, CG 20 37, manuscript variants, or "equivalent." The Agent recognizes them as equivalent and matches them to what the policy actually carries.

Form-Number Recognition | Mapped

Identifies standard ISO endorsements by form number — CG 20 10, CG 20 37, CG 24 04 — and matches them against the endorsements scheduled on the policy without manual lookup.

Holder Requirement Memory | Recalled

Remembers recurring holders' standard requirements from prior issuances. The same holder gets the same format every time — without anyone re-entering their preferences.

Manuscript Equivalence | Reconciled

Recognizes manuscript and "equivalent" endorsement requests, compares language against what the policy carries, and confirms equivalence — or flags the gap before issuance.

Grounded, never invented

Every issued certificate is traceable to the underlying policy data. If the data isn't there, the certificate doesn't issue. Hallucinated coverage has no path to production.

Coverage Gap Detection | Flagged

Flags when the requested limit, endorsement, or specimen language can't be matched in the active policy — before the certificate reaches the holder.

Field-Level Traceability | Cited

Every value written to the ACORD form carries its origin — the policy field, declaration page, or endorsement it was sourced from — so verification takes seconds, not minutes.

Issuance Guardrails | Blocked

If a required field can't be grounded in the policy data, the certificate doesn't issue. No fabricated limits, no invented endorsements, no "best guess" coverage on a binding document.