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Overview: Policy Servicing Automation

Meet your AI Workforce for Policy Servicing.

AI Agents that triage, analyze, and recommend across every servicing request — alongside your operations team, from broker request through fulfillment.

platform.bevaya.ai
Policy Servicing
Servicing Activity
Last 24h · 243 requests handled · 96% same-day
Active
 
Your AI workforce on shift
COI Creation 142 issued·48s avg
Endorsement Processing 78 processed·87% STP
Premium Audit Processing 23 active·98% accuracy
Recent · COI-2026-1842 Atlas Logistics·32s
Recent · END-2026-2156 Routing to UW…
Operations: K. Reyes · Last updated 1 min ago Same-day: 96%
Trusted by leading P&C carriers, brokers, and TPAs
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See what Bevaya can
do for your operations

Let's walk through your specific workflows, show you exactly where AI Agents fit,
and give you a clear picture of what results could look like at your organization.

1

Endorsements

 

Policy changes from brokers and policyholders.

END-2026-04412

APPLIED

Stoltz Trucking

Add vehicle · 2024 Volvo VNL

+$1,840 premium · routed to UW

Processed in 14 seconds

AI AGENTS

2

Certificates

 

COI requests, around the clock.

COI-2026-08217

ISSUED

Stoltz Trucking

GL · Auto · $5M umbrella

Holder: Continental Foods

Generated in 23 seconds

AI AGENTS

3

Audits

 

Premium audit, end-to-end.

AUDIT-2026-01129

COMPLETE

$4.2M

Payroll verified

End-to-end in 18 minutes

AI AGENTS

Production reality

Built and proven at scale

Document extraction accuracy
98%+
Workflows in production
115+
Top P&C carriers in the U.S.
3 of 5
Net Promoter Score
74
Bevaya — Case Studies Module

Bevaya’s AI agents reduced our claims indexing from 5 days to under an hour. The accuracy was better than our most experienced staff on day one.

Harry Talbert

Harry Talbert SVP of Information Systems · Eastern Alliance

Read the full story

99% straight-through processing and 246% ROI in just 6 months.

F5

Fortune 500 Carrier Property & Casualty

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We evaluated six AI vendors. Bevaya was the only one that understood our underwriting workflows from day one — no six-month education period.

CU

Chief Underwriting Officer Specialty Carrier · $2B+ GDP

Read the full story

The confidence scoring changed everything. Our reviewers know exactly which items need attention and which can go straight through. We trust it.

DO

Director of Operations Workers’ Compensation Insurer · 74 NSP

Read the full story

Cut COI turnaround from 24 hours to minutes and saved millions.

T5

Top-5 Broker National

Read the full story
More AI Agents for Policy Servicing

Your AI Workforce, across the policy lifecycle

Underwriting Automation Overview

End-to-end automation across the underwriting lifecycle — from submission intake through quote, bind, and renewal.

Underwriting

Submission Intake

Monitors broker inboxes, classifies submissions, extracts data from ACORDs and supplementals, and populates underwriting systems automatically.

Underwriting

Loss Run Processing

Extracts and normalizes loss data across carriers, identifies trends, and produces structured loss histories ready for underwriting review.

Underwriting

Schedules & SOV Extraction

Reads Statement of Values spreadsheets and property schedules in any format, normalizes the data, and delivers clean structured exposure data.

Underwriting

ACORD Form Extraction

Extracts data from all ACORD forms, validates fields against carrier rules, and pushes clean structured data into underwriting systems.

Underwriting

Policy Renewal Handling

Pulls expiring policy data, refreshes exposures and loss runs, and assembles a complete renewal package for the underwriter.

Underwriting

Policy to Policy Comparison

Compares expiring and renewal policy terms, flags coverage and limit changes, and surfaces material differences for underwriter review.

Underwriting

Claims Automation Overview

End-to-end automation across the claims lifecycle — from FNOL through investigation, settlement, and payment.

Claims

FNOL / FROI Setup

Captures first notice of loss and first report of injury details from email, phone, or portal, structures the data, creates the claim file, and assigns it to the right adjuster.

Claims

Claim to Policy Comparison

Compares loss details against policy terms to surface coverage, exclusions, and obligations before the adjuster makes a call.

Claims

Claim Indexing

Classifies, indexes, and routes claims documents to the right adjuster or team. Handles hundreds of document categories with up to 99% STP.

Claims

Legal Demands Identification & Extraction

Reads demand letters and legal correspondence, extracts allegations, damages, and deadlines, and routes them with full context to the claims team.

Claims

Medical Bill Identification & Extraction

Reads medical bills and provider records, extracts CPT/ICD codes, charges, and dates of service, and links them to the claim for adjuster review.

Claims

Invoice Payment Processing

Processes vendor and provider invoices against claim files, validates against authorized services, and routes for payment approval automatically.

Claims

Claim File Summarization

Reads complex claim files and produces role-specific summaries. Key details, timelines, and action items surfaced for the adjuster.

Claims

Policy Servicing Automation Overview

End-to-end automation across policy servicing — from endorsements and certificates through billing inquiries and audits.

Policy Servicing

Endorsement Processing

Reads endorsement requests, validates against the policy, drafts the change, and routes it for approval and issuance.

Policy Servicing

COI Creation

Generates Certificates of Insurance from policy data, validates additional insured language, and delivers certificates to brokers and insureds automatically.

Policy Servicing

Premium Audit Processing

Classifies audit documents, extracts payroll and classification data, populates systems, and requests missing information from policyholders.

Policy Servicing
Custom AI Agents

Don't see the AI Agent you need?

Bevaya's platform extends to fit your operation. We can build a custom AI Agent for your specific underwriting workflow — trained on Bevaya's insurance-native AI and integrated with your systems.

FAQ

Frequently asked questions.

Policy servicing automation uses AI Agents that understand insurance work to handle the high-volume, broker- and policyholder-facing tasks that happen after a policy is bound — certificate of insurance creation, endorsement processing, and premium audit. The goal is to give your operations team back the time spent on repeatable requests so they can focus on exceptions, escalations, and customer relationships.

AI monitors incoming COI requests 24/7. Bevaya's COI Creation AI Agent reads the underlying contract, extracts the right coverages, limits, and clauses, generates the certificate, and delivers it directly into agency management systems like Applied Epic, AMS360, Zywave, and HUB International — so a request that used to take a clerk 15 minutes finishes in under a minute, any time of day.

Bevaya's AI Agents cover the highest-volume work in policy servicing: certificate of insurance (COI) creation, endorsement processing, and premium audit processing. Each AI Agent maps to a specific category of post-bind operations, and custom AI Agents can be built for servicing workflows specific to your operation.

Bevaya's AI Agents reach 98%+ accuracy on insurance-specific tasks because they're trained on more than 300 million real insurance documents. COI extraction reaches 97%+ accuracy across complex contract language. Every AI Agent runs with confidence scoring per field, so low-confidence work routes to your team for review — and accuracy improves from reviewer feedback over time.

Carriers and brokers running Bevaya for policy servicing report 80% reduction in COI processing effort with $2M+ in annual BPO savings, 87% straight-through on endorsements at 500,000+ requests handled, and 113% ROI on premium audit with 25% workload reduction. Outcomes vary by AI Agent, workflow, and starting point.

Bevaya's Endorsement Processing AI Agent treats premium-bearing changes differently from administrative changes. The AI extracts the change, calculates the premium impact, and routes premium-bearing endorsements to underwriters for approval based on thresholds you define. Routine non-premium changes — address updates, additional insureds, certificate holders — can auto-bind with full audit trails. You set the rules; the AI Agent applies them consistently.

A BPO sends the work to people in a different time zone, with quality and SLAs that depend on the vendor, and costs that grow with your volume. AI Agents handle the same work inside your own systems, 24/7, with consistent accuracy and flat economics as volume scales. A BPO transfers the problem and the headcount. AI Agents solve it inside the systems your team already uses.

Yes. Bevaya's COI Creation AI Agent integrates directly with Applied Epic, AMS360, Zywave, and HUB International — issued certificates flow into the system your team already uses. Bevaya also connects to policy admin systems including Guidewire, Duck Creek, and InsuranceNow, and to any custom system through APIs.

Trust & Security

Trust by design

Built for an industry where data security isn't optional.

Data ownership

Your data stays yours.

Never shared with other customers or vendors. Bevaya doesn't train shared models on your data.

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Your tenant
No training
Logical isolation
Role-based access
SSO + SCIM
Customer-managed keys

Your data · only your team sees it

Compliance

Encrypted end-to-end.

256-bit AES encryption, in transit and at rest. Independent third-party audits conducted annually.

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SOC 2 Type 2
HIPAA
GDPR
CCPA
23 NYCRR 500
AES-256

Audited annually · independent third party

Deployment

Runs in Azure.

Enterprise-grade infrastructure, hosted where insurance organizations already trust their data.

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Microsoft Azure Azure Marketplace
AWS Private VPC
Google Cloud GCP-native
Azure Marketplace
Guidewire Marketplace

Deploy where your stack already lives

Oversight

Every decision audited.

Immutable audit logs. Confidence scoring. Human-in-the-Loop review on low-confidence items.

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AI extracted limits from ACORD 125 98% conf.
Reviewer confirmed coverage Approved
Endorsement flagged for review 62% · HITL
Policy match validated 95% conf.
Audit log written · immutable Sealed

Immutable trail · every decision, every reviewer

GET STARTED

Ready to design, deploy, and govern your AI workforce?

Bevaya AI Agents can help you triage, analyze, and recommend across underwriting, claims, and policy servicing.
Let's connect and show you how it works.